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Multi-millionaire broker: "I gave up trying to be a stock-picker'

Cover of  by Andy Bell

The first thing to do is decide why you are investing. Then decide what type of investor you are, in direct stocks or a more hands-off approach using funds and whether the funds should be passive or active. The third thing is the most difficult: deciding on risk appetite. It is quite difficult for non-experts to convert real risk appetite into how they invest.

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