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Multi-millionaire broker: "I gave up trying to be a stock-picker'

Cover of The DIY Investor by Andy Bell The first thing to do is decide why you are investing. Then decide what type of investor you are, in direct stocks or a more hands-off approach using funds and whether the funds should be passive or active. The third thing is the most difficult: deciding on risk appetite. It is quite difficult for non-experts to convert real risk appetite into how they invest.
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