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Things people seem to fear financially are not always worth worrying about

Cover of  by Jonathan Clements

"We should worry less about dying early in retirement and more about living longer than we ever imagined," wrote Jonathan Clements, a financial journalist and author of the book How to Think about Money. "Faced with that risk, most of us should delay Social Security to get a larger monthly check" and consider purchasing annuities that pay income for life, he suggests.


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