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Why One Credit Card Nerd (Mostly) Doesn’t Use Credit Cards

Cover of  by Morgan  Housel

In "The Psychology of Money," author Morgan Housel states, "knowing what to do tells you nothing about what happens in your head when you try to do it." Over the years, I've mentally beat myself up for not keeping my credit card spending in check because I know better. But financial education is just part of the battle: Knowledge is important, but our lived experiences with money can impact our financial decisions no matter how well-informed we are.

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