Synopsis
Are you worried about your financial future in retirement? You're not alone.
Sixty-four percent of Americans are more afraid of running out of money in retirement than death.
Drawing on 35 years of experience, bestselling author and financial advisor Daniel Goldie offers you the solutions to all your questions in The Retirement Answer.
Packed with personal stories and anecdotes, this is an essential guide to overcoming the roadblocks of retirement planning, such as the fear of running out of money. It also provides practical tools like an Annual Retirement Checklist to make sure you stay on track.
The Retirement Answer focuses on the six critical decisions every retiree needs to make:
- The Timing Decision: Discover not just if you can retire, but if you should retire, by weighing the financial and personal trade-offs involved.
- The Social Security and Medicare Decisions: Learn how these programs work so you can maximize your benefits and avoid costly, lifelong penalties.
- The Distribution Decision: Learn how to create a sustainable, tax-efficient income stream from your investments that will last a lifetime.
- The Investment Decision: Make prudent investment decisions by understanding how markets work and how to manage risk in retirement.
- The Legacy Decision: Define and plan for the financial and personal legacy you wish to leave for your family and community.
Whether you're planning for retirement or already there, it is never too late to learn these essential concepts and confidently prepare for your future.
The Retirement Answer provides the knowledge for a successful, financially stable life after work.
(Statistic from 2025 Allianz retirement study.)
Details
26 September 2026
9781804094495About the author
Daniel Goldie is a Senior Wealth Advisor with Focus Partners Wealth, one of the largest fiduciary advisory firms in the United States. He holds a BA in economics from Stanford University and an MBA from U.C. Berkeley’s Haas School of Business. He is a CFA® charterholder and a Certified Financial Planner™ and has been frequently recognized by Barron’s as one of the nation’s top financial advisors.
Goldie co-authored The Prudent Investor’s Guide to Beating Wall Street at Its Own Game and The Investment Answer. He is also the author of The Retirement Answer which aims to help readers navigate the financial decisions surrounding retirement. He began his investment career in 1991 after retiring from the ATP Tour, where he was a Wimbledon quarterfinalist and won four professional titles. A former NCAA men’s singles champion for Stanford, he has been inducted into the Intercollegiate, Northern California, and Stanford Sports Halls of Fame.
Reviews
The Retirement Answer is refreshingly honest, informative, and empowering – a must-read for anyone over 50. Daniel Goldie cuts through the noise and gives you the tools you need to stand on equal footing, providing education, structure, and a plan for success. I learned a lot from this book. I believe you will too.
The Investment Answer changed my life. It gave me a framework for investing that was grounded in evidence, not emotion. Fifteen years later, I’m living proof that this philosophy works, and as I get closer to retirement, I couldn’t be more grateful that Daniel Goldie has written The Retirement Answer.
There is no greater legacy than to meaningfully impact the lives of others. Daniel Goldie has accomplished this with The Retirement Answer! He walks you through the entire process – flowing from one logical topic to the next – in simple, understandable language. I will be purchasing the book for my five kids who are approaching retirement.
The Retirement Answer is an engaging book offering fundamental and comprehensive preparation for pursuing the goal of a good retirement. Daniel Goldie delivers the foundation needed, framed within six key decision areas covering the entire scope of the retirement solution. His prose is clear and direct without technical jargon. Wherever one is in their lifecycle – beginning student to beginning retiree – the reader is in for a treat. Enjoy!
Books by Daniel C. Goldie
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